Auto Insurance

Colorado Auto Insurance

DCInsurers is a premium Colorado Insurance Agency with more than 17 years of experience providing individuals with the highest quality in insurance products and services.

We are independent.

Because we are an independent insurance agency, which means that we are not owned by any insurance company, we can provide our clients with the objective information they need to make informed decisions about their insurance options, and we can also shop around to find you the best products and services at the most competitive rates.

We have the experience.

Our experienced and professional independent insurance agents are located throughout Denver and across Colorado, bringing your insurance needs closer to where you need them.

We know how you can save.

At DCInsurers, we know how challenging the insurance selection process can be, which is why our brokers take the time to listen to you and hear what is important to you.

Request a quote today.

Colorado Auto Insurance

Bodily Injury (BI) Liability Coverage

Pays up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible. It also pays your legal defense costs. In most states this coverage is mandatory.

Property Damage (PD) Liability Coverage

Pays up to the coverage limits, for another individual’s vehicle or property that has been damaged in an accident for which you or the operator of your vehicle is legally responsible. In most states this coverage is also mandatory.

Medical Payments Coverage

Pays up to the coverage limits, for reasonable and necessary doctor, hospital and funeral expenses for you and your passengers injured or killed in an accident, regardless of who is at fault. Payments are usually limited to one to three years after the accident. This coverage is optional in most states without no-fault insurance systems.

Uninsured/Underinsured Motorists (UM/UIM) Coverage

Pays up to the coverage limits for pain and suffering which is not covered by medical, disability and PIP. Underinsured motorist coverage pays for bodily injury to you or your family resulting from the negligence of someone whose liability insurance limits are insufficient. The definition of an underinsured motorist varies from state to state.

Collision Coverage

Pays up to the coverage limits, for damage to your vehicle or a vehicle you are operating caused by a collision or rollover. This coverage is usually required if you have a vehicle loan.

Comprehensive Physical Damage Coverage

Pays, up to the coverage limits, for damage to your vehicle or any vehicle in your custody resulting from theft, fire, vandalism, flooding, hail or other perils (but not damage by collision or overturning). It is usually required if you have a vehicle loan.

Rental Reimbursement

Pays up to a specified amount for rental vehicle charges while your vehicle is being repaired for damage covered under your policy. If you prefer not to incur the cost of renting a vehicle yourself and cannot be without a vehicle while yours is being repaired, you might consider this coverage.

Towing and Labor

Covers some costs incurred for services rendered at the place of breakdown or for towing to a repair shop. It covers the delivery of gas, oil or a battery, but not the cost of these items. If you lock the keys in the vehicle or need a tire changed, this may also be covered. These services are often included in auto club memberships, which can result in unnecessary duplicate coverage.


We can help you find the best auto insurance in any State.

Get started
#1 Independent Insurance Brokerage Serving Colorado & Nationwide
Connect
Disclaimer

No policy changes can be made via voice mail or email. You must speak with a live DCInsurers Agent or Authorized CSR.

DC • Insurers Diversified Commercial Insurers

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam.

2228 S Fraser St # 2, Aurora, CO 80014
303-693-9343
All rights reserved © 2021
dci-ins.com