Special Report . . . Insurance Insider Reveals the Secrets of
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Effective, Comprehensive Protection:
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What You as a Contractor Can and Must Do to Shield Your Business from Financial Disaster and Give You Peace of Mind that the Company Will Continue to Operate and Generate Revenue!
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If you are like most people in business, your company is, next to your family, your pride and joy. It is also the major source of financial security for you and your family --your greatest asset.
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3033 S Parker Rd Suite 310 Aurora, CO 80014 (303) 693-9343 Fax: (303) 693-4351
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In many ways, your business is your life.
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It’s your kids’ birthdays, their braces, your family vacation. It’s your house, your yard, your future. Some day, it’s your retirement.
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Potential Disasters Are Always Present
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Your business is also, unfortunately, your greatest liability. Your business faces no shortage of potential disasters: accidents, vandalism, problems dealing with subcontractors, shoddy workmanship, unreasonable deadlines. You could probably fill the rest of this page with horror stories you’ve heard or, worse, experienced.
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There literally isn’t enough time in the day to worry about all the things that could go wrong, which is hardly a recipe for peace of mind. But you can have peace of mind. Reading this report is the first, big step to that end.
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Because I, as a longtime insurance industry insider, am going to share with you my secrets of peace of mind and business protection. These secrets are little-known outside of the insurance industry, but they constitute information that no responsible business owner should be without.
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I want to share this information with you because I know peace of mind is so important. I am willing --actually, I’m excited --to reveal to you the secrets about insurance. Secrets that ensure your business has all the protection it needs.
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Why would I just give these secrets away? Because it’s just as good for my business as it is for you. I want to let you in on the knowledge I have accumulated as an insurance industry professional and insider. I want to do this because I have found, time and time again, that generosity and the willingness to provide really great service come back to me. Tenfold. In fact, that’s how I have built my business.
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What if Disaster Strikes Are You Covered?
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1. Design a disaster recovery plan for your company. Insurance can’t cover everything, and all coverages have limitations. So you need a plan that allows you to get the business back up and running as quickly as possible. If you don’t feel you have the expertise to design this plan, there are plenty of professionals out there who can do it for you.
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For this recovery plan to be effective, you need to do the following:
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• Make duplicate records of both computerized and written documents.
• Identify the critical business activities and the resources needed to support them.
• Compile lists of important phone numbers and addresses, including those of local and state emergency management agencies, major clients, suppliers, your bank, your insurance agent and claim representatives for your insurance companies, as well as phone numbers and addresses for
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your staff. These lists should be kept off-premises, perhaps in a safe deposit box.
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2. Have a business insurance specialist conduct a risk analysis of your company and its operations. No two companies are the same, even two that are in the same business. No contractor does exactly what you do. You build unique structures, and such construction entails unique risks.
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You need an expert to assess your company and the specific risks it faces -and put together a comprehensive insurance plan to protect you.
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3. Use an independent insurance agent. As a business owner, you want as many options as there are available for your insurance program. As such, you don’t want an agent who is an employee of an insurance company. Or an agent whose paycheck is tied to just one company. You want someone who will work for YOU. You want someone who has access to a variety of insurance companies, a variety of programs. You want someone who can compare price and coverage options. Someone who can get the most comprehensive coverage for you, possibly with several insurers that will each provide a piece of your program.
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There’s only one type of insurance agent who can do all of this for you. An independent agent.
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4. Don’t trust the financial protection of your business to an insurance agent who does not specialize in contractors. Don’t trust the future of your business to someone who does not have a comprehensive understanding of the special problems contractors such as you face every day. A specialist? Absolutely. Look, insurance is a huge industry. There’s insurance for everything. (You want alien abduction insurance? You can buy it.) And nobody can specialize in all of it.
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In fact, a professional independent agent can specialize in only a few niches --and really understand them. I do. I’ve studied the insurance market for contractors in our community for years.
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• Which insurers offer the most comprehensive coverage and the best rates for contractors.
• Which insurance companies to turn to for a contractor’s specialized coverage needs --and, believe me, you do have very special needs.
• And which insurers provide the best claim service.
3033 S Parker Rd Suite 310 Aurora, CO 80014
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(303) 693-9343 Fax: (303) 693-4351
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