Most would rather dream about passing their company on to their children and grandchildren, their extended families, or key players on their teams that have been integral in the business’s success. Quality Colorado business life insurance does exactly that – it ensures that the life of the company is not ended nor is its long-term prosperity damaged by the death of the company’s founder or owner.

How does business life insurance work?

Even the most successful of corporations can face serious challenges to their very existence upon the passing of the principal owner or key team member. Existing agreements or policies may dictate that the remaining partners or others may need to buy out the newly inactive shares of the company – even if they do not have the available funds to do so. As a result, the company’s day-to-day operations may be in limbo and its credibility may be undermined. Without proper Colorado business life insurance, the hard work and dedication put into the company are in serious danger of falling victim to red tape and procedural inconsistencies. Business life insurance makes sure that the company can go on once such a major event occurs. Various options exist that take into account the specific structure of the company, the internal policies and agreements, the specific wishes and interests of those involved and more.

Why should I choose DCI-INS for business life insurance?

While many companies offer Colorado business life insurance services, few, if any, have comparable experience and in-house expertise in business succession and key man life insurance, the two main components involved in this type of insurance products. The DCI-INS team members will listen carefully to your specific needs and requirements. We will research your company’s structure and policies to ensure that the coverage that you get closely aligns with what you had envisioned. Our primary goal in our work is finding ways to protect and enhance your business success. This is why we build a custom insurance coverage package for you instead of trying to make your company fit into a pre-made insurance plan.